Terms of Use

Effective: August 2026

By using SaveToRAP.com you agree to these terms.

Educational use only

All content and tools on this site are provided for general educational purposes. They are not financial, legal, or tax advice, and no professional-client relationship is created by your use of the site. See the full disclaimer.

No warranty

The site and its calculators are provided "as is." We work hard to keep formulas and dates accurate, but federal student loan rules change frequently and we make no warranty that any content is current, complete, or error-free. Figures produced by our calculators are estimates; your loan servicer's calculations control your actual payments.

Limitation of liability

To the maximum extent permitted by law, SaveToRAP and its operators are not liable for any damages arising from your use of, or inability to use, this site — including decisions made in reliance on its content or tools.

Acceptable use

You may not scrape the site at abusive rates, misrepresent its content as official government guidance, or republish substantial portions without attribution and a link.

Third-party links

Links to StudentAid.gov, news outlets, and other third parties are provided for convenience. We are not responsible for their content.

Changes

We may update these terms; continued use after changes constitutes acceptance. Material changes will be reflected in the effective date above.

Contact

hello@savetorap.com